Cloud accounting for small businesses and their advisors
Xero is a cloud accounting platform from New Zealand used by small businesses together with their accountants and bookkeepers. It reconciles bank feeds, sends invoices and quotes, tracks bills and expenses, handles multiple currencies and offers payroll in several countries, with a large marketplace of connected apps. It is a paid subscription with a free trial.
- features
- 6
- alternatives
- 9
- platforms
- 3
- Updated
- Oct 12, 2026
Features
Our take
Pros
- Fast bank reconciliation driven by live bank feeds
- Large marketplace of connected apps
- Built for working closely with accountants and bookkeepers
Cons
- No free plan after the trial
- The entry plan caps how many invoices and bills you can create
- Payroll is only available in some countries
Editorial assessment by the Alternatives.tools team, based on what the product is known for. Not a user review.
Best Xero alternatives
See all 9 alternatives
QuickBooksFree trialIntuit's accounting software for small businesses
4.7(271.3K) · App Store
FreshBooksFree trialInvoicing and accounting for freelancers and service businesses
4.7(11K) · App Store
Zoho BooksFreemiumOnline accounting with invoicing, bank reconciliation and tax compliance
4.8(5.2K) · App Store
SageFree trialAccounting, payroll and finance software for businesses of all sizes
WaveFreemiumFree invoicing and bookkeeping for small businesses
4.4(6.7K) · App Store
PennylaneFreemiumFrench accounting and finance platform shared with your accountant
4.6(35) · App Store
User reviews
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