Free Xero alternatives

All Xero alternatives

1. 

   

   Zoho Books

   4.8(5.2K) · App StoreLike

   Zoho Books is cloud accounting software from Zoho for small and growing businesses. It covers invoicing and quotes, bank feeds and reconciliation, expenses, projects and time billing, multi-currency transactions and local tax reports in supported countries, and connects natively with Zoho CRM, Inventory and other Zoho apps. A free plan is available for very small businesses.

   11 Zoho Books alternatives

   Pros

   • Native links with Zoho CRM, Inventory and other Zoho apps
   • Free plan available for very small businesses
   • Handles projects, time billing and multi-currency transactions

   Cons

   • Best value comes when you already use the Zoho ecosystem
   • Local tax features only cover supported countries
   • The many settings can feel overwhelming at first

   Cost / License

   FreemiumProprietary

   Categories

   Accounting & Invoicing

   Platforms

   WebiPhoneAndroid

   Features

   Bank syncExpense trackingIntegrationsInvoicingMulti-currencyTime tracking

   Visit websiteMore about Zoho Books
2. 

   

   Wave

   4.4(6.7K) · App StoreLike

   Wave is accounting software for small businesses and freelancers in North America, owned by H&R Block. The free Starter plan covers unlimited invoices, estimates, expense tracking and double-entry bookkeeping, while the Pro plan adds automatic bank imports, receipt scanning and multiple users. Card payments and payroll are offered as paid services.

   9 Wave alternatives

   Pros

   • Free plan with unlimited invoices and double-entry bookkeeping
   • Simple interface for owners without accounting training
   • Estimates, invoices and expenses managed in one place

   Cons

   • Mainly serves businesses in North America
   • Automatic bank imports and receipt scanning need the Pro plan
   • No real inventory management

   Cost / License

   FreemiumProprietary

   Categories

   Accounting & Invoicing

   Platforms

   WebiPhoneAndroid

   Features

   Bank syncExpense trackingInvoicingPayroll

   Visit websiteMore about Wave
3. 

   

   Pennylane

   4.6(35) · App StoreLike

   Pennylane is a French platform that brings invoicing, supplier bills, bank connections, expense receipts and bookkeeping together in a single tool shared between a business and its accountant. It targets small and mid-sized companies and accounting firms, with cash-flow dashboards and support for France's e-invoicing reform. A free plan covers invoicing for micro-entrepreneurs; other plans are paid.

   8 Pennylane alternatives

   Pros

   • One workspace shared between a business and its accountant
   • Brings together invoicing, supplier bills, receipts and bank feeds
   • Ready for France's e-invoicing reform

   Cons

   • Built for the French market and its accounting rules
   • The free plan only covers invoicing for micro-entrepreneurs
   • Full value depends on your accountant also using Pennylane

   Cost / License

   FreemiumProprietary

   Categories

   Accounting & Invoicing

   Platforms

   WebiPhoneAndroid

   Features

   Bank syncExpense trackingIntegrationsInvoicingTeam collaboration

   Visit websiteMore about Pennylane
4. 

   

   Akaunting

   10.2KstarsLike

   Akaunting is web-based accounting software for small businesses and freelancers that can be installed on your own server or used in the cloud. The core handles invoices, bills, expenses, customers, vendors, multiple currencies and reports, while paid apps from its marketplace add features such as payroll, inventory and bank feeds. Its source code is published under the Business Source License.

   8 Akaunting alternatives

   Pros

   • Can be self-hosted on your own server or used in the cloud
   • Core covers invoices, bills, expenses and multiple currencies
   • Marketplace apps add payroll, inventory and bank feeds

   Cons

   • Many useful features are paid add-ons from the marketplace
   • Business Source License code is not open source in the strict sense
   • Self-hosting requires technical skills to install and maintain

   Cost / License

   FreemiumSource available

   Categories

   Accounting & Invoicing

   Platforms

   WebSelf-hosted

   Features

   API accessExpense trackingInvoicingMulti-currencyPlugins & extensions

   Visit websiteMore about Akaunting
5. 

   

   Invoice Ninja

   4.6(177) · App StoreLike

   Invoice Ninja is an invoicing and billing platform for freelancers and small businesses, offered as a hosted service or as software you can install on your own server. It creates quotes, invoices and recurring billing, tracks time, tasks and expenses, supports many currencies and connects to dozens of payment gateways through a client portal. The source code is available under the Elastic License.

   8 Invoice Ninja alternatives

   Pros

   • Self-hostable or available as a hosted service
   • Connects to dozens of payment gateways through a client portal
   • Recurring invoices, quotes, time and expense tracking included

   Cons

   • Not a full double-entry accounting system
   • Elastic License code is not open source in the strict sense
   • Many settings make the initial setup time-consuming

   Cost / License

   FreemiumSource available

   Categories

   Accounting & Invoicing

   Platforms

   WebiPhoneAndroidSelf-hosted

   Features

   API accessExpense trackingInvoicingMulti-currencyTime tracking

   Visit websiteMore about Invoice Ninja
6. 

   

   GnuCash

   4.4KstarsLike

   GnuCash is a free, open source desktop accounting program for tracking personal finances or keeping small-business books with double-entry accounting. It manages bank and credit card accounts, investments, multiple currencies, customers, vendors, invoices and bills, and can import QIF, OFX and CSV files or fetch transactions online. It runs offline on Windows, macOS and Linux and is licensed under the GPL.

   7 GnuCash alternatives

   Pros

   • Free, open source double-entry accounting
   • Works offline, with your data kept on your own computer
   • Imports QIF, OFX and CSV files from banks

   Cons

   • Dated interface that feels clunky next to modern apps
   • Double-entry concepts can confuse non-accountants
   • No built-in cloud sync between devices

   Cost / License

   FreeOpen source

   Categories

   Accounting & Invoicing

   Platforms

   WindowsMacLinux

   Features

   Ad-freeInvoicingMulti-currencyOffline mode

   Visit websiteMore about GnuCash